Urgent Care Clinic Accepting Insurance in Tecumseh, OKC

At Immediate Care of Oklahoma, we are committed to providing accessible healthcare for our community by accepting a wide variety of health insurance plans. If you do not see your carrier on the list below and would like to know if it’s accepted, please contact the clinic you plan to visit.

● Aetna
● Beechstreet
● BlueCross/BlueShield
● Cigna
● Clements Food & OK Press Assoc.
● Community Care HMO
● Coventry/First Health
● FMH/Love’s Country Stores
● Galaxy
● Gary Williams Energy (Wynnewood Refinery)
● GEHA (PPO USA)
● Healthchoice
● Healthsmart
● Humana ChoiceCare
● Humana Medicare Advantage
● Kempton/OEC
● Medicare
● Multiplan
● Mutual Assurance
● Oklahoma Health Network EPO
● Oklahoma Health Network PPO
● OSMA
● Pacificare
● PHCS
● PPO Next
● Preferred Community Choice
● Secure Horizons
● Sterling
● Tricare prime
● Tricare standard
● United Healthcare
● University of Oklahoma-students
● USA Managed Care
● Windsor
● Waterstone
● WorkNet

For patients without insurance, Immediate Care of Oklahoma offers affordable self-pay options, so you can receive the care you need without financial stress. If your insurance carrier is not listed, please contact our office—Dr. Kevin Penwell, D.O., is happy to help you verify your coverage.

Before visiting Immediate Care of Oklahoma, it’s important to know whether your insurance will cover your urgent care visit. Here are some key steps to help you navigate your coverage and avoid unexpected costs:

● Review Your Insurance Policy: Start by checking your health insurance documents or logging into your insurer’s online portal. Look for specific information about urgent care coverage, your copay amounts, and any exclusions that may apply. Most major insurance plans—including employer-sponsored, marketplace, and Medicaid—cover urgent care visits, but the amount you pay out of pocket can vary.

● Confirm In-Network Status: To maximize your coverage and minimize your costs, make sure Immediate Care of Oklahoma is in-network with your insurance plan. You can do this by:
• Calling Immediate Care of Oklahoma directly, our staff can help verify your network status
• Checking with your insurance company, either online or by phone
• Using an out-of-network clinic could mean higher costs, or in some cases, your visit may not be covered except during emergencies.

● Contact Your Insurance Company: For peace of mind, call your insurance company’s customer service before your visit. Have your insurance card ready and ask specifically about:
• Coverage for urgent care visits at Immediate Care of Oklahoma
• Deductibles and copays
• Any requirements for prior authorization or referrals
• Some insurance plans require you to contact your primary care provider or obtain a referral for urgent care services.

● Review Your Explanation of Benefits (EOB): After your visit, your insurance company will send you an Explanation of Benefits (EOB). This statement outlines what services were billed, what your insurance paid, and what you are responsible for. If you see any errors or if your visit was denied, contact your insurance company right away.

Yes, in most cases, you can use insurance for urgent care services at Immediate Care of Oklahoma. Our clinics are designed to provide prompt medical attention for non-life-threatening conditions—such as minor injuries, illnesses, or infections—that require immediate treatment. Most major health insurance plans are accepted, including employer-sponsored insurance, Medicaid, Medicare, and plans from the Health Insurance Marketplace.

To avoid higher out-of-pocket costs, it’s important to confirm that Immediate Care of Oklahoma is within your insurance network. You can do this by contacting your insurance provider directly or calling our clinic staff—we’re happy to help verify your coverage and answer any questions about accepted insurance plans.

Even with insurance, you may still have a copay, deductible, or coinsurance depending on the details of your policy. If you don’t have insurance, Immediate Care of Oklahoma welcomes self-pay patients as well, but please note that costs may be higher without insurance coverage.

After visiting Immediate Care of Oklahoma, submitting your insurance claim is a straightforward process. To help you get reimbursed as quickly as possible, follow these simple steps:

● Gather Your Documents: Be sure to keep the itemized bill or receipt you receive from Immediate Care of Oklahoma at the end of your visit. You’ll also need a completed claim form, which you can typically download from your insurance company’s website or obtain by calling their customer service.

● Fill Out the Claim Form: When filling out the claim form, enter your personal information, details about your visit to Immediate Care of Oklahoma, and any codes or descriptions for the medical services you received. Double-check all information for accuracy.

● Submit Your Claim: Most insurance companies allow you to submit your claim online through their member portal, by email, or by mailing it to the address provided on the claim form. If you mail your documents, keep copies for your records.

● Track Your Claim: After submitting your claim, your insurance company will typically send a confirmation. Claim processing times vary, but you can track your claim’s status online or by contacting your insurer directly. If your insurance company needs more information, they will reach out to you.

If you have any questions about your bill or need help with the insurance claim process, our team at Immediate Care of Oklahoma is happy to assist you. For more information, contact us or schedule an appointment online. We are conveniently located at 502 N Broadway Tecumseh, OK 74873. We offer a broad range of medical diagnostic and treatment services at convenient locations in OKC in Norman (24th), Norman (HealthPlex), 1-240 & Sooner RD, Yukon, Edmond, West Moore, Tecumseh, and Choctaw, OK.